The Joy of Money

“What I love most about The Joy of Money is Carrie Joy’s voice–authentic, smart, and on your side. She meets you where you are–whether ready to invest or getting out of credit card debt–and shows you exactly how to take control of your money, one concrete step at a time.” –Farnoosh Torabi, host of So Money and author of A Healthy State of Panic

“The Joy of Money is a wonderful, clear-eyed, and compassionate guide to building the money habits that deliver financial security–without shame, jargon, or one-size-fits-all advice. Carrie Joy Grimes, founder of the nine-million-member nonprofit WorkMoney, shares hard-earned lessons from her own journey, and with humor and step-by-step guidance helps readers confront their fears, ditch money shame, and take real, doable action. Whether you’re trying to create a budget, paying off debt, saving for the future, or simply want to sleep better at night, this is more than a guide to finances. It is a call to believe in yourself, and to live the live you deserve.” –Charles Duhigg, author of bestsellers The Power of Habit and Supercommunicators

“Carrie Joy brings heart and behavioral savvy to personal finance in a way I love to see. The Joy of Money is So Money! It nails both the math and the feelings of money–and gives readers practical steps that actually stick.” –Tiffany “The Budgetnista” Aliche, New York Times bestselling author of Get Good with Money

“In The Joy of Money, Carrie Joy Grimes provides sensible and smart advice to take charge of your financial life. She helps you think through so many critical decisions: Is buying a home right for me? How can I improve my credit score? How should I invest for my retirement? She describes with candor and humility her own triumphs and mistakes in financial matters. What a terrific, useful, and heartfelt book.” –Harold Pollack, coauthor of The Index Card

“Carrie Joy reminds me of my racing crew chief: always keeping things calm, clear, and focused on what actually helps you move forward. In The Joy of Money she breaks money down into simple, manageable steps–no matter where you’re starting. That’s how real progress happens.”–Jimmie Johnson, seven-time NASCAR Cup Series champion, 2024 NASCAR Hall of Fame inductee and owner, Legacy Motor Club

Carrie Joy Grimes is the founder and CEO of WorkMoney, a national nonprofit building an America where hard-working people can afford a good life. A former union organizer who helped win higher wages and better benefits for millions, Carrie Joy now channels that same people-first energy into practical money advice and strategies to raise incomes and trim costs for millions of everyday Americans. She lives in the Pacific Northwest.

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