Solve Your Money Troubles

“2019 Foreword INDIES Book Finalist.” FOREWORD REVIEWS

“This book is a must-have, even for people who don’t have debt problems.” Los Angeles Times

“Reading Attorney Robin Leonard’s book… should help you in dealing with the jackals.” Cleveland Plain Dealer

“Can help make these daunting tasks much easier to handle.” Accounting Today

“This book will give you strength and the skills needed to respond to bill collectors and to rebuild your credit.” New Orleans Times-Picayune

“For anyone who is facing wage garnishment, car repossession, foreclosure, lawsuits, or collection calls, “Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way” provides the legal and practical information needed, plus sample letters and budgeting worksheets, so that they can get out of debt and make a fresh start. Readers will learn how to: prioritize debts and create a budget; understand your options; negotiate with creditors; stop harassment by debt collectors; deal with wage garnishment, car repossession, and foreclosure; reduce student loan payments; know what to expect if a creditor sues you; rebuild credit; decide if bankruptcy is right for you. This newly expanded 16th edition of “Solve Your Money Troubles” is fully updated with changes to federal student loan repayment programs, new foreclosure protections, legal information specific to specific states, and the latest legal developments in the world of debt, credit, and bankruptcy. Of special note is that this edition of “Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way” has a supportive website where readers can stay current with legal updates and have access to podcasts and online calculators.” James A. Cox, Editor-in-Chief, The Midwest Book Review

Amy Loftsgordon is a legal editor and writer at Nolo, focusing on foreclosure, debt management, consumer protection, and personal finance. She edits a number of Nolo books and is the coauthor of The Foreclosure Survival Guide, Solve Your Money Troubles, and Credit Repair. Before joining Nolo, Amy worked in foreclosure and debt collections. She has drafted foreclosure-related training and loan servicing procedures, written manuals for collection operations, and audited completed foreclosures for compliance with applicable laws. Amy was also instrumental in preparing expert reports used in lawsuits against banks and servicers accused of mishandling collection, preforeclosure, loss mitigation, foreclosure, and REO processes. As part of a national settlement involving the mortgage industry, she has also reviewed servicer records to uncover extensive credit reporting errors. She received a B.A. from the University of Southern California and a law degree from the University of Denver Sturm College of Law. She is licensed to practice law in Colorado.

Cara O’Neill is a litigation and bankruptcy attorney in Northern California and a legal editor with Nolo. She has been practicing law in California for over 20 years. Prior to joining Nolo, she served as an administrative law judge, litigated both criminal and civil cases, and taught law courses as an adjunct professor. She earned her law degree in 1994 from the University of the Pacific, McGeorge School of Law where she served as a law review editor and graduated a member of the Order of the Barristers–an honor society recognizing excellence in courtroom advocacy. Cara has authored and co-authored a number of Nolo books, including How to File for Chapter 7 Bankruptcy, The New Bankruptcy, Money Troubles, and Credit Repair.