Two Speed World

Gerald Ashley is an advisor, writer and speaker on business risk and decision making. He has over thirty years experience in international finance, having worked for Baring Brothers in London and Hong Kong, and the Bank for International Settlements in Basel, Switzerland. He is now Managing Director of St. Mawgan & Co which he co-founded in 2001, a London-based consultancy specialising in strategy consulting, risk management and decision making in finance, business and risk-taking. He is a Visiting Fellow at Newcastle Business School and a regular contributor in the press.—Terry Lloyd has spent over thirty years in the world of development. After training as a mechanical engineer, he joined Rolls Royce Aero Engines in the compressor design office. He then joined the Mechanical Engineering Department of Nottingham University, within a team solving technical problems using early computer systems. During his time there he was awarded his PhD. He then moved into the mainstream computer world where, at Perkin Elmer, he helped to design and develop the first commercial software suite for mini-computers. From there he moved to the financial division of DataLogic where the first video and digital switches for trading room systems were built and then to Telerate a leading supplier of financial market data. He is now a director of St. Mawgan & Co., a London-based consultancy specialising in risk management, strategy consulting, and behavioural finance modelling in finance, business and risk-taking.