CRUSH Your Money Goals

“Joy is a big voice in debt management and personal finance, and her book empowers readers to realize their own lives are worth the investment.” —Library Journal“Joy delivers crucial value to those struggling to achieve financial agency.” —Oprah Daily“Right on the money!” —Publishers Weekly“She is a master at weaving relevant stories and concepts together and, at the same time, making everyone in the audience feel like she’s the truth-speaking best friend they need.” —Jessica Bufkin, FinCon Director of Events“Bernadette is for the everyday person—to maximize their time, finances, and resources. She’s so dang practical.” —Eugene Robinson, TV host and NFL player“Bernadette’s lived experience adds depth and relatability to her approach, making her an invaluable resource for anyone looking to improve their financial situation.” —Stefanie Gonzales, Women’s Wealth Effect“Bernadette brings joy to finance in a way that most people need—and most people don’t even imagine is possible.” —Yinka Ewuola, founder of the Cashflow Accelerator“Bernadette has been such a blessing in my life. She’s always doing something for others. She is so smart and wise beyond her years and thinks way outside the common way of thinking.” —Carla Carlisle, mental health advocate and TEDx speaker“Bernadette helped me unlock the golden handcuffs of big banking. She truly cares and brings a refreshing and relatable style to personal finance that’s a breath of fresh air. Who knew budgets and finances could be fun? I didn’t—until I met Bernadette!” —Megan Spivey, founder of Career Outfitters“Following Bernadette’s principles, I have paid off over $50,000 of credit card debt, quit my job, and launched a luxury residential interior design business in Charlotte, North Carolina. Thanks to Bernadette, I have generated over a million dollars in revenue—and am doing it debt-free!” —Marie Matthews, luxury interior designer

Bernadette Joy launched Crush Your Money Goals® in 2020, a money media company to serve up practical and fun educational content. In that short time, she’s taught thousands across the country her simple strategies to pay down debt, save more money, invest with confidence, and pursue financial peace. Joy paid off \(300,000 of debt in three years and built her first \)1 million of net worth in her thirties as a first-generation Filipina American, the eighth of her father’s nine kids. Her keynotes, workshops, and classes appeal to a broad audience ranging from corporate employers like TIAA, Belk, and LPL Financial to entrepreneurial memberships, universities, and private retreats. She’s been featured as a money expert on CNBC, Good Morning America, Business Insider, and named in the 25 Most Influential New Voices of Money by NextAdvisor in partnership with Time. Now, this K-pop fan and chocolate addict is traveling globally to make money education fun and will show you don’t have to be perfect, you just have to be ready to learn!